The Road to 850: Proven Strategies for Increasing Your Credit Score
Product Description
This is one book you must have! As a result of the credit crisis, many financial institutions have raised their credit score requirements. Credit scores are impacting everyone from every angle.
The Road to 850 provides a much greater background and understanding to the credit scoring system than any previously published book. In fact, The Road to 850 has been given the coveted endorsement of the AFCPE - American Financial Counseling, Planning and Education Association in June 2009. In its review, they write, The Road to 850 “covers in detail the vast credit industry and navigates with ease the questions that plague even
qualified people.” It is “highly recommended for financial and credit
counselors as well as all individuals wanting to increase their scoreswhich would be everyone.”
The Road to 850 describes how credit risk is scored. It explains the four critical ratios, the four important dates and the four levels of delinquency. Lastly, it provides 94 proven strategies and identifies the requirements for a credit score in the golden range — 760 to 850.
The Road to 850 has received many additional rave reviews from readers:
What an excellent book! Easy to read. Thanks a lot for giving us the opportunity
to get to 850!,
My book is filled with great information, some of which I have never heard
before despite an abiding interest in the subject and previous research. Id
recommend it to anyone who wants to raise his score, even if its already a high
one. This book is priceless.
The Road to 850 has been highlighted by Kurtis Ming (KOVR / CBS in Sacramento), Nicole Crites (KPHO / CBS in Phoenix), Bill Gephardt (KUTV / CBS in Salt Lake City), Paula Ebbers (WBZ / CBS in Boston) and a host of other national television and radio reporters.
Whether you have a 725 or a 525 credit score, this is one book you must have! A companion of The Road to 850 is the video series, The Quest for 850. You can also order this 4-set video at Amazon.
For more information: The Road to 850: Proven Strategies for Increasing Your Credit Score
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I try to read any online articles regarding credit scores and I thought I was pretty up to date. This book has so much more and it is explained in detail. This book puts everything you need to know in one place. Easy to read and interesting.
Rating: 5 / 5
The Road to 850: Proven Strategies for Increasing Your Credit Score
Al Bingham does a great job of unraveling the mystery of credet scores. Not only is the information great, but the presentation is also excellent. Its easy to read. No need for a college degree to interpret what is said. If you want to know what factors are used to create credit scores and how you can improve your score, this is the book for you.
Rating: 5 / 5
The Road to 850: Proven Strategies for Increasing Your Credit Score
Credit score is a very important part of your life. High credit score opens door to the world. I know someone who’s credit score is low and for him all the doors are closed: he cannot buy a car, a house, get a cell phone and even a job. None of the credit agencies would approve him for credit card. This book teaches every detail one have to know about credit score. It helps one to increase credit score if it’s low, or maintain high credit score. I thought I knew everything about credit score (my credit score is 818), but reading this book, I realized that I maybe knew 5%. Every page is a knowledge. The author uses very simple and easy to read language. I recommended this book to all my friends and family. Believe me, you would not regret bying this book.
Rating: 5 / 5
The Road to 850: Proven Strategies for Increasing Your Credit Score
Excellent book. Very well written. I learned more from this book in one evening than I thought I ever could. Al Bingham explains the myteries of credit and credit scores in a way that is easy to undestand. I felt I was pretty savvy when it came to understanding my credit score but little did I know. Highly recommended. The best money I have spent on a book in a long time. A+
Rating: 5 / 5
The Road to 850: Proven Strategies for Increasing Your Credit Score
I believe this is a good book for individuals who know nothing about credit. It really didn’t tell me much that I didn’t already know.
It is well-written and the writer is trustworthy and knows his stuff. I would recommend it for anyone who wants to and needs to learn about credit and how to increase scores.
Quite frankly I believe it is sad that we all HAVE to have credit in order to get anything in this country anymore. I paid off and closed my credit cards and was quite proud of myself. That was the way we kept our credit good in my day, but in this day and age you have to be in debt to establish credit even to rent an apartment or buy a car. It’s ironic. Whatever happened to having the money and being able to afford what you wanted to buy? When I was coming up some people were even told to close credit cards before they were approved for mortgages b/c of the potential to go into debt and thus not be able to manage the mortgage payment. Now it is the total opposite.
I still believe in cold hard cash. I always thought being liquid was the best way to go, but this book proves me wrong. My have times changed (for the worse).
I only gave the book four stars because I waited weeks before it finally showed up in my mailbox, but other than that the book itself is very good and has good information about credit and what to watch out for.
Rating: 4 / 5
The Road to 850: Proven Strategies for Increasing Your Credit Score