How come my credit score was Zero after Bankruptcy Discharge & how can i build my credit?
How come my credit score was Zero after Bankruptcy Discharge & how can i build my credit?
I filed bankruptcy in 2008 and discharged same year. My Credit Score is still Zero, How can i rebuild my credit score again. I got a 2 secured credit cards, 1 from USBank and the other from Golden1 Credit Union.
Best answer:
Answer by Judy
Go to your bank and ask them about a secured card.
Make sure it reports to the credit bureaus - and you replace the money in full each month.
Ask to see if this card will turn into a credit card after a year even with a bankruptcy on file.
That is your best hope to rebuild credit.
Once it turns into a credit card - remember to pay in full each month.
Not the minimum, not close to the minimum, but the entire balance - no games.
Carrying balances can destroy credit and in some cases ruin lives.
/
Add your own answer in the comments!
420 I don't smoke pot - credit score not weed drug smoking humor tee t-shirt | US $14.25 End Date: Friday May-18-2012 14:42:02 PDT Buy It Now for only: US $14.25 Buy it now | Add to watch list |
Related posts:
Rebuilding credit after bankruptcy is like trying to rebuild a house after you dropped a nuke on it.
You need to decide what you want.
1) a high credit score
2) a big bank account
Because the path to get one prevents you from getting the other.
I don’t know,you can ask the Big G