Do you think mortage rates will go down in the low 5% in july 07 in KY?
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Your mortgage rate depends upon your credit score and history. There are lenders everywhere that offer these rates, but only if you qualify for the rates. I recommend checking your credit. You can do this at annualcreditreport.com.
Your mortgage depends upon your credit history. But they will be rising this year what i think. You can apply for a home mortgage and get free quotes from some reputed lenders who are BBB registered organisations. So apply now just by filling their online for to get the free quotes and if you find that the rate is within your range go for one.
To know more you can visit
http://www.easyhomeloans.blogspot.com
Not for a 30 year fixed…not even close, they are well above 6%
5 YR ARMS are about 6% today..
You can get other types of loans and buy the rate down into the 5’s, but probably not 5.00 or it will be pricey, but still may be worth it.
You can get about 5.50%+ on a CD deposit, it’s impossible to borrow money for less without buying down the rate.